Bursar's Office
TUITION REFUND INSURANCE
Union College has partnered with GradGuard to provide families with peace of mind about tuition costs if students withdraw for health or personal reasons. Please familiarize yourself with Union's Tuition Refund/Withdrawal Policy. For more information on purchasing tuition insurance, please visit GradGuard
STUDENT HEALTH INSURANCE
Union College requires that all students have health and accident insurance that has full annual coverage while in Schenectady. All students are billed for the health insurance with the Fall bill and this fee will remain on the student account unless the student waives the coverage and provides proof of active insurance.
Please review this FAQ provided by Haylor, Freyer, & Coon.
Student Health Plan Features
Domestic Student Health Insurance
2024-25 Student Portal Information
All domestic students joining Union after Fall Term must actively ENROLL IN or WAIVE the Student Health Plan between November 8, 2024 and January 17, 2025.
Coverage for domestic students enrolled only in Winter/Spring is effective January 6, 2025 through July 31, 2025. This is billed with the Winter Term Comprehensive Fee, at a cost of $1,574.79. Coverage for domestic students attending all three terms is effective August 1, 2024 through July 31, 2025 with an annual cost of $2,699.67.The health insurance coverage is with MVP.
Please note an insurance waiver is only good for one academic year and students need to waive student health insurance annually.
To Enroll or Waive insurance, students should log into the Haylor, Freyer, & Coon website.
INSTRUCTIONS FOR MVP STUDENT PORTAL
For questions on Domestic Insurance coverage please contact Haylor, Freyer, & Coon.
Waive or Enroll
TO WAIVE INSURANCE:
Domestic students may apply to waive the Union College insurance plan. Upon submission of your proof of insurance and waiver, Haylor, Freyer, & Coon will evaluate your policy to ensure it will cover you completely while in Schenectady. If your policy meets this requirement, they will approve your waiver request.
In order for the insurance fee to be removed from your student account, you will be asked to provide verification of coverage by uploading your active insurance card to the Haylor, Freyer, & Coon website. Once coverage is verified and waiver approved, your account will be credited. Please allow three business days for the credit to appear.
For details on the Union College insurance plan or to waive the insurance, please visit the Haylor, Freyer, & Coon website.
INSTRUCTIONS FOR MVP STUDENT PORTAL
Winter/Spring coverage is effective January 3, 2025 - July 31, 2025 for domestic students. Full year coverage is effective August 1, 2024 - July 31, 2025.
If a student withdraws from the college but has paid for the annual insurance, the coverage remains in effect until the end of the insurance period.
TO ACTIVELY ENROLL:
Even though the student account has been billed for the Union College insurance plan, you must actively enroll in the coverage if you decide to keep it. Once you provide your personal information to Hayler, Freyer, & Coon your enrollment will to be activated.
To actively enroll in the Union College insurance plan, please visit the Haylor, Freyer, & Coon website.
INSTRUCTIONS FOR MVP STUDENT PORTAL
Please note: Enrollment or Waiving of the student health insurance is required annually.
International Student Health Insurance
International students are automatically enrolled in and billed for the annual insurance plan. This coverage is mandatory and cannot be waived.
Coverage for international students enrolled only in Winter/Spring is effective from January 3, 2025 through June 30, 2025 with a cost of $1,349.82. Coverage for international students attending all three terms is effective July 1, 2024 through June 30, 2025 with an annual cost of $2,699.67. The health insurance coverage is with MVP.
For more information on International Insurance coverage, please contact International Advising at (518) 388-8003